One of the first things to consider when wanting to purchase a home is – how much will the banks lend you? and even more important than that, how much can you afford to spend?
There is nothing worse than finding a property that you fall in love with only to find out that it is out of your price range. Getting a mortgage pre-approval before going out to shop for a property is always recommended. The pre-approval process does take some work, as all lenders will require an application, income confirmation, confirmation of your assets and liabilities as well as authorization to pull your credit history; however, once all of this information is obtained by the lender they will be able to tell you if you can be pre-approved for a mortgage.
Once the lender is satisfied with what they have reviewed, they will issue you a written statement of conditional agreement that includes the exact mortgage amount you’re capable of borrowing with the term, approximate interest rate and expiration date of the offer. I can help make this process very easy for you and help construct the application as accurately and professionally as possible.Contact me to get started.
Reza is one of the most genuine, most sincere young men I’ve had the pleasure to know personally over the past 9 years. He is an exceptionally hard worker and always willing to go the extra mile.” – Andrea Baxter. Vancouver, BC.