If you have had past credit issues, previous bankruptcies or any other major financial hardships; approaching the banks on your own for mortgage financing can be like walking into a job interview with no experience. The chances of getting an approval are slim to none. So does that mean your situation is completely hopeless? - Not at all!
There are plenty of lenders out there who are willing to take on a bit more risk in looking at your application, and although it may mean higher rates and shorter term mortgages, it can also mean getting an approval where other options are not available. I can help you build a credit restructuring strategy that will help you re-establish yourself and better position yourself for a mortgage renewal with one of the major lenders once your short term mortgage term is over.
Remember, these are temporary, short-term solutions and the overall benefits outweigh the initial fees and higher rates. If you are serious about rebuilding your credit, there are options to help you do that. With that in mind, know that there is a light at the end of the tunnel.Contact me
and we can review your situation together.
Reza is not only a consummate professional, but a person of great character, integrity, and intelligence. His ability to make you feel like the only person in the room set us at ease as he mapped out a credit building strategy for our young and newly arrived family, and his recommendations were not only insightful and creative, they were spot on. In a city like Vancouver where business relationships can often be a facade, Reza stands for something real, and it’s a pleasure and an honor to be his client as well as his friend.”
– Kahlil Ashanti. Vancouver, BC.